A bank for everyone — earning real experiences, not abstract points. Free coffee, lunches, weekend trips. Built on the businesses that make Latvia worth living in.
A free bank account that gives you actual things — free coffee for a week, dinner at Lido, a Stockholm weekend. Earn through normal spending.
Get customers when you need them most — rainy afternoons, slow Tuesdays, empty hours. Plus interest-free working capital from bulk reward sales.
Powered by a licensed European EMI partner. Funds safeguarded under EU regulations.
Partnerships with the businesses you actually visit — Caffeine, Lido, Air Baltic, and more.
Free banking with the best rewards in Latvia. Funded by partner relationships, not your fees.
Three ideas that change everything: real experiences instead of points, demand-shaping for partner businesses, and a reward marketplace where you trade what you earn.
Other apps give you €5 off. We give you a free coffee for a week. A Lido lunch. A Jūrmala spa day. Real things, never devalued by silent point inflation.
Don't want a coffee voucher? Swap it. Going out with friends? Pool rewards together. The first reward marketplace where what you earn flexes to your life.
Every reward we give is bought wholesale from a Latvian business. Your spending becomes their working capital. A loyalty program that helps the city you live in.
Join the waitlist for early access. Be among the first Fintir users when we launch in Rīga.